Buy Smart. Borrow Smarter.

Straightforward Mortgage Advice, Backed by Real Experience

A strong mortgage experience starts with a thorough pre-approval. I take the time to explain the details, review your options, and talk through the strategy that fits your goals. No pressure — just clarity and a plan that makes sense.

For Homebuyers

Buying a home is one of the biggest financial decisions you’ll make. I help you get fully prepared with a clean, accurate pre-approval, clear explanations, and a strategy aligned with your goals — so you can make confident decisions without the stress.We combine high-tech data tools with real human conversation because mortgages only make sense when both sides work together.

• Get Your Personalized Mortgage Strategy

For Refinancers

When rates, goals, or life circumstances change, a refinance can help you lower your payment, adjust your loan term, or access equity for what matters most. I walk you through the math, timing, and strategy so you can decide with clarity — not pressure.We use the same mix of high-tech tools and real conversation to make sure the numbers support your goals.

• See Your Refi Savings

Partnerships

Your clients deserve clarity — and so do you. I prepare buyers early, explain the strategy, and make sure they know what it takes to write a strong offer.That means fewer surprises, cleaner contracts, and smoother closings for your team — every time.

• Get the Realtor Deal-Support Tool

How I Work

Smart tech keeps the process clean and efficient — fewer forms, less back-and-forth, no wasted time.Then a real conversation brings everything together: goals, timing, and the strategy that fits you.
Data starts the process.Conversation sharpens the plan. Clarity follows.Buying or selling comes with a lot of moving parts. My role is to simplify the process, break down the strategy, and give you rock-solid numbers you can rely on.For 24 years, I’ve helped buyers and Realtors navigate every type of market with confidence.

• Download Your Home Buyer Guide

“David was clear and patient in explaining the process to us as first-time buyers. He went the extra mile through a tricky situation and was always quick to respond by text or a quick call. He listened to our concerns — more like a counselor than a loan officer — and kept everything moving. We’re beyond thrilled with his service.”— Brett G. & Amy Q

“As an Underwriting Manager, I’m very particular — and David exceeded every expectation. He answered my many questions with a smile, never made me feel like a number, and got my refinance closed on time at the best rate and product. He’s my ‘Loan Originator for Life.’”— Michelle H.

“I was the listing agent on a deal where David handled the buyer’s loan. The communication was outstanding, and the transaction was smooth for everyone. Highly recommend.”— Jennifer M., Realtor

“David’s walkthrough at the start explained what we needed to provide — and why — which made the paperwork manageable for us as first-time buyers. Great to work with from start to finish; we’d quickly recommend him to others.”— Matt M

Where I work

First Savings Mortgage Corporation

As a direct lender in Washington, DC, our team averages nearly 17 years of experience each. That means your loan is handled by real experts — professionals who have seen every market cycle and know how to navigate anything that comes up. Altogether, you benefit from over a century of combined lending knowledge working on your behalf on every loan.